Pediatric Dentist Takes Dental Insurance in Joliet
Get the Most Out of Your Benefits at Every Visit
For many parents, dealing with dental insurance is a good enough reason to stay away from the dental office. However, at Joliet Pediatric Dentistry, our team is happy to help you get the most out of your coverage. We’ll file claims on your behalf and conduct benefits checks after presenting you with our treatment recommendations, keeping you in the loop along every step of the way. If you have any questions about your child’s coverage, feel free to call our office!
Understanding How Dental Insurance Works
Dental insurance is different from medical insurance because it covers more of the cost of preventive care instead of treatments to address issues that arise. Because of this, the best way to maximize your child’s benefits while saving from out-of-pocket costs is to regularly visit the dentist, like for checkups and cleanings. Most plans also expire at the end of the year, and because benefits don’t roll over to the next year, it’s the best idea to schedule all of your child’s services before your plan renews.
What Your Dental Insurance Plan Covers
While it’s important to keep in mind that every dental insurance plan differs, most children’s plans will cover treatments using a 100-80-50 structure. This means that insurance companies cover:
- 100% of the cost of preventive services, like checkups and cleanings and necessary X-rays.
- 80% of the cost of basic restorative procedures, like dental bonding and tooth-colored fillings.
- 50% of the cost of more advanced procedures, like tooth extractions and dental crowns.
Our team can help you better understand any out-of-pocket costs associated with your child’s treatments by conducting a benefits check before we schedule their procedure.
We Offer In-Network Savings & Welcome Out-of-Network Providers
At Joliet Pediatric Dentistry, we’re happy to maximize every PPO dental insurance plan’s benefits. This means that we file claims on your behalf to ensure you receive the highest reimbursement possible. We’re also in-network with different insurance providers, offering our patients discounted fees and rates with those plans. Give us a call today to learn whether we accept your plan.